Build a 90-Day Emergency Liquidity Kit—Before You Actually Need It

techadmin

Jul 16, 2025 — 1 min read

Covid taught us liquidity is life. A simple three-part kit keeps you breathing if revenue stops for a quarter.

Component	Target	Storage
Cash buffer	1 month OPEX	High-yield money-market fund
Standby line	15 % of annual revenue	Undrawn credit facility
Invoice-finance limit	80 % of average receivables	On-call

Activation Order

Draw invoice line for operating cash.
Tap standby only if buffer drops below 30 days.
Use cash reserve last.

Keywords: emergency liquidity UAE, business contingency fund, standby credit, invoice finance
Hashtags: #KlubAI #LiquidityKit #BusinessResilience #EmergencyFund #SMEPlanning

This article is marketing material for educational purposes only. Figures are illustrative, not financial advice.

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