Exit-Ready Hygiene: Clean Up Debt Before Investors Start Digging

Due-diligence teams love neat spreadsheets. A messy debt stack, however, can slash the multiple on your exit valuation.

Seven-Item Cleanup Checklist

1. Reconcile inter-company loans; eliminate circular balances.
2. Close dormant bank accounts—one less KYC headache.
3. Extend any bridge loans shorter than 12 months.
4. Secure board consents for every facility.
5. Keep a covenant tracker—DSCR, leverage, cash-burn triggers.
6. Collect lender consent letters for change-of-control.
7. Build a debt waterfall—who gets paid first if things go sideways.

Founders who present this pack often see buyers bump EBITDA multiples by 0.5–1× because risk feels lower.

Keywords: due diligence UAE, financial hygiene, debt cleanup, exit valuation, M&A prep
Hashtags: #KlubAI #ExitReady #FinancialHygiene #DueDiligence #StartupValuation

This article is marketing material for educational purposes only. Figures are illustrative, not financial advice.