Repayment Shapes 101—Choose a Curve Your Cash Can Afford

techadmin

Jul 16, 2025 — 1 min read

Not all loans pay back the same way. Pick the wrong shape and you’ll feel it at month-end.

Shape	How It Pays	Best For	Caution Flag
Bullet	One lump sum	Asset flips, property resale	Big balloon risk
Amortising	Same amount every month	Steady revenue	Hurts if sales dip
Revenue-Share	% of monthly sales	Seasonal brands	Longer tail if growth slows

DIY Test

Drop the last 12 months of cash-flow into Excel, overlay each curve, and colour any month that goes negative. If two or more reds show up, that repayment style does not fit.

Keywords: repayment schedule UAE, bullet loan, amortising loan, revenue-share financing, cash-flow modelling
Hashtags: #KlubAI #RepaymentDesign #CashFlowFit #DebtPlanning #UAESME

This article is marketing material for educational purposes only. Figures are illustrative, not financial advice.

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Build a 90-Day Emergency Liquidity Kit—Before You Actually Need It

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